In this day and age, especially since the 2008 world financial crisis, it is difficult to find christian home loan, let alone mortgage lenders, in whom you can place your trust and your home and financial future. How are you to tell if a lender or mortgage holder has values similar to yours? How will you know whether they are “stretching” the truth in order to collect a commission or make a deadline? Who, in short, can you trust in an increasingly dangerous real estate and financial market?
Christian Mortgage Lending has arisen to provide lendees with trust, consistency, and clarity. A value based endeavor, christian mortgage lending involves fairness, transparency, and compassion for clients and lenders alike. Based upon the biblical values of honesty and righteousness, the primary goal is never just to make a sale, but to bring people closer to the reality of Jesus Christ at work in the world. Below are some of the many benefits these special types of lenders bring to families.
Like any good mortgage company, a Christian lending service attempts to find you good rates. The difference is, a christian lender will often bend over backwards to help you find the very best rate at the least possible inconvenience to you or your family.
Their fairness and clear mission mean they are people you can turn to when mortgages from traditional lenders become untenable. Sometimes, mortgage payments increase to up to double the original price due to unforeseen or unannounced changes. This is far from fair. Christian lenders are there to even the playing field, making financial stability a reality instead of just a dream.
These lenders also understand that financial stability is just one aspect of a healthy family. They offer prayers, helpfulness, and kindness in addition to excellent rates and sound financial advice.
If you are also a Christian, it is helpful to know what your lenders believe in personally. Most Christian lenders will have a statement of faith and an explanation about how these beliefs inform their business practices.
Christian mortgage companies espouse the ethics of charity and community involvement. You will often find such companies hosting fundraisers, contributing to local churches, and subsidizing disaster relief efforts. Their moral imperatives make them invaluable members of their city and region.
A heightened sense of generosity means events like mortgage sweepstakes are commonplace. These special events offer discounts, rewards, and even payment from the lender.
When seeking out lending services, you can rest assured that faith-based financial institutions are a trustworthy, ethical, economically sound option.